Terms of Service

1. Introduction

These Terms of Service (“Terms”) form a legally binding agreement between you and Fikra AI Venture Studio, Ltd. (“Fikra,” “we,” “us,” or “our”), a company incorporated under the laws of the Dubai International Financial Centre (DIFC), Dubai, UAE. These Terms govern your access to and use of our website (the “Website”).

By accessing or using the Website, you agree to be bound by these Terms.

• If you do not agree with any part of these Terms, you must not use the Website.

• If you are accessing or using the Website on behalf of a company or legal entity, you represent that you have the authority to bind that entity to these Terms.

• Please review our Privacy Policy, which explains how we collect, use, and protect personal data. It is expressly incorporated into these Terms.

• We operate under DIFC and UAE laws and make no representations about compliance with laws outside the UAE.

2. Use of the Website

You agree to use the Website only for lawful purposes and in accordance with these Terms. You must not:
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a. Violate any applicable laws or regulations when using the Website.
b. Engage in unauthorized, fraudulent, or harmful activities.
c. Interfere with the Website’s operation or disrupt any connected servers or networks.
d. Attempt to gain unauthorized access to any part of the Website, systems, or data.
e. Upload or transmit any viruses, malware, or harmful code intended to damage or intercept data.

3. Intellectual Property

a. Ownership
All content on the Website—including but not limited to text, graphics, logos, images, code, and trademarks (“Content”)—is owned by or licensed to Fikra and protected by applicable intellectual property laws.
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Third-party trademarks or content remain the property of their respective owners.
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b. Limited License
You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the Website and its Content for personal, non-commercial purposes only, subject to these Terms.
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c. Restrictions
You may not copy, reproduce, modify, distribute, publicly display, republish, download, or transmit any part of the Website or its Content without our prior written consent. Any unauthorized use immediately terminates your rights under these Terms.

3 Disclaimer

a. No Warranties
To the fullest extent permitted by law, the Website and its Content are provided “as is” and “as available.” We make no warranties, express or implied, including those of merchantability, fitness for a particular purpose, or non-infringement.
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b. No Professional Advice
Nothing on the Website constitutes legal, financial, or other professional advice. You should seek appropriate advice for your particular circumstances.

5. Limitation of Liability

a. Exclusion of Damages
To the extent permitted by law, Fikra shall not be liable for any indirect, incidental, consequential, special, or punitive damages (including lost profits or data) arising from your use of or inability to use the Website, even if advised of the possibility of such damages.

b. Scope of Liability
Nothing in these Terms excludes liability for death or personal injury caused by negligence, or any other liability that cannot be excluded under applicable law.

6. Third-Party Links

The Website may contain links to third-party websites or services not controlled by Fikra. We are not responsible for the content, policies, or practices of these third parties, and linking does not imply endorsement. You access third-party sites at your own risk.

7. Indemnification

To the extent permitted by law, you agree to indemnify, defend, and hold harmless Fikra and its affiliates, officers, employees, and agents from any claims, damages, losses, costs, or liabilities (including legal fees) arising from:Your violation of these TermsYour use or misuse of the WebsiteYour infringement of third-party rights

8. Changes to These Terms

We may modify these Terms from time to time. If material changes are made, we will notify users (e.g., by posting on this page or through a banner notice).Your continued use of the Website after such changes constitutes your acceptance. If you do not agree to the updated Terms, you must stop using the Website.

9. Governing Law and Jurisdiction

These Terms shall be governed by the laws of the Dubai International Financial Centre (DIFC). Any disputes will be subject to the exclusive jurisdiction of the DIFC courts.

10. Termination

We reserve the right to suspend or terminate your access to the Website at our sole discretion and without notice if you violate these Terms.Upon termination:Your right to access the Website ceases immediatelySections that by their nature should survive (e.g., Intellectual Property, Indemnification, Limitations of Liability) will remain in effect