Terms of Service

1. Introduction

These Terms of Service (the “Terms”) govern your access to and use of the Fikra Ventures website (the “Website”). By accessing or using the Website, you agree to these Terms.

If you do not agree, do not use the Website.

If you are using the Website on behalf of an organization, you confirm that you have authority to bind that organization to these Terms, and “you” includes that organization.

2. Who We Are and Who You Are Contracting With

The Website is operated by Fikra AI Venture Studio Ltd., a company incorporated in the Dubai International Financial Centre (DIFC), Dubai, United Arab Emirates (Registered Number: 8509) (“Fikra,” “we,” “us,” or “our”). These Terms are an agreement between you and Fikra AI Venture Studio Ltd.

Fikra’s broader group includes Fikra Ventures Holdings Limited, a company incorporated in the Abu Dhabi Global Market (ADGM), Abu Dhabi, United Arab Emirates (Company Number: 31118). References on the Website to “Fikra Ventures” describe the brand and group activities, but do not change which entity you are contracting with under these Terms unless we expressly state otherwise for a specific product, service, or written agreement.

3. Privacy and Cookies

Our Privacy Policy and Cookies Policy explain how we handle personal data and cookies. They are incorporated by reference into these Terms.

4. Permitted Use

You may use the Website only for lawful purposes and in accordance with these Terms. You agree not to:

• violate applicable laws or regulations;

• attempt to gain unauthorized access to the Website, systems, or data;

• interfere with or disrupt the Website or any networks connected to it;

• introduce malware, viruses, or other harmful code;

• scrape, crawl, or harvest data from the Website at scale (including by automated means) without our prior written consent;

• use the Website in a manner that infringes the rights of others.

5. Intellectual Property

a) Ownership.
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The Website and its content, including text, graphics, logos, images,layouts, and code (the “Content”), are owned by or licensed toFikra and are protected by applicable intellectual property laws.Third-party trademarks and content remain the property of theirrespective owners.

b) Limited license
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Wegrant you a limited, non-exclusive, non-transferable, revocablelicense to access and view the Website and Content for your internalbusiness purposes or personal informational use.

c) Restrictionsa
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Exceptas expressly permitted in these Terms, you may not copy, reproduce,modify, distribute, publicly display, republish, download, ortransmit any part of the Website or Content without our prior writtenconsent.

6. Disclaimers

a) Website provided “as is”
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To the fullest extent permitted by law, the Website and Content areprovided on an “as is” and “as available” basis. We do notwarrant that the Website will be uninterrupted, error-free, or freeof harmful components.

b) No professional advice
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Nothingon the Website constitutes legal, financial, investment, or otherprofessional advice. You should obtain advice appropriate to yourcircumstances.

7. Limitation of Liability

To the extent permitted by law, Fikra will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, or any loss of profits, revenue, data, or goodwill arising out of or related to your access to or use of (or inability to use) the Website.

Nothing in these Terms limits liability that cannot be excluded under applicable law (including liability for death or personal injury caused by negligence, where applicable).

8. Third-Party Links

The Website may include links to third-party websites or services. We do not control and are not responsible for their content, policies, or practices. Links do not imply endorsement. You access third-party sites at your own risk.

9. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless Fikra and its affiliates, directors, officers, employees, and agents from and against claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or related to:

• your violation of these Terms;

• your misuse of the Website; or

• your infringement of any rights of a third party.

10. Changes to These Terms

We may update these Terms from time to time. We will post the updated Terms on the Website and revise the “Last Updated” date. If changes are material, we may provide additional notice (for example, via a banner). Your continued use of the Website after the update means you accept the revised Terms.

11. Termination

We may suspend or terminate your access to the Website at any time if we reasonably believe you have violated these Terms or if necessary to protect the Website, users, or our interests.

Upon termination, your right to use the Website ends immediately. Sections that by their nature should survive will survive (including Intellectual Property, Disclaimers, Limitation of Liability, Indemnification, Governing Law).